Credit Scores: You gotta deal with them.
Regrettably credit scores have taken on a dramatically inflated role in our world but until you reach the Holy Grail of paying cash for homes and being self insured rendering your score irrelevant it behooves you to keep it in shape. What increases or decreases your score is often counter intuitive, so counsel with a top notch loan officer of reputable company in the field. The impact can be profound in the realm of a real estate purchase. I just put a client with one of my “go to” loan officers and he was able to help them raise their score significantly, do a quick credit re-score and save them over half a percent on their rate! Check out this article and reach out to me for guidance in this realm and we’ll get you taken care of.