15 or 30?  How long should your mortgage be?

I love this topic because it is definitely not a one size fits all topic and because it actually has significant financial, and perhaps just as importantly lifestyle implications.  I talk OFTEN about this topic with clients and friends.  The answer at the end of the day has to do with the hierarchy of your goals (debt free and obligation free vs liquidity and investment capital) and your level of personal discipline to follow through on your plan.  This article does a fairly good job of laying out the pro’s and con’s and factors to consider, but as always reach out to me directly and let’s walk you through things in the context of your situation.  As a certified Crown Financial Counselor I might have some perspectives on the subject you haven’t heard before.

It’s a good life.